What everyone wants to know is: Is the apportionment amount reasonable? Is there any fraudulent situation? Is mutual aid worth continuing to participate? Briefly address these questions. From a statistical point of view, the current apportionment amount is reasonable and will continue to rise. Many people began to question Huanbao, suspecting that the platform is fraudulent and that there may be intentional fraudulent insurance. First of all, the possibility of fraud on the platform is not high, and there is no incentive to do so; even if there are problems with insurance fraud or auditing, the proportion will be very low.
Is mutual aid worth continuing to participate? From an economic point of view, even if the allocation is high and continues to rise, it is recommended to Fax List continue to participate, and mutual assistance is still one of the most cost-effective forms of protection. Even with the increase in the number of people helping, a few or dozens of yuan per month will make people feel "flesh", the cost of buying insurance with the same level of protection is still quite economical. Compared with "sharing more than 40 yuan/month", what I care more about is "hundred-fold increase", because it involves more of the platform itself.
Why is there a "hundred-fold increase"? There is actually a logic to follow to increase the cost of sharing a hundredfold. 1. It is inevitable that the allocation will increase by a hundred times From a statistical point of view, the situation where the apportionment rises to 100 times will definitely occur. First of all, let us deduce logically to see what determines the cost of apportionment (time in years): In order to facilitate understanding and calculation, the per capita fundraising amount can be approximately understood as "the amount of mutual aid per capita"; in the long run, "the number of people who have passed the waiting period" is approximately equal to the "total number of participants";